www.insurancedirtytricks.com
www.stopsteering.com
www.vehicleinfo.com 

Your Rights | Your Auto | Your Decision

Times have changed. The automotive collision business has seen many changes over the 
years.Going from a shop driven industry to an insurance driven industry. Resulting in the 
sacrifice of safety and quality to achieve speed and inexpensive repairs. It is time for someone 
to educate theconsumer about their rights when it comes to collision repair.

Know your rights. Understand your options. There are many internet sites available to assist 
you in making an intelligent decision about the safety and value of your automobile. Insurance
companies can only recommend a shop for your auto repairs. They cannot make you take 
your auto to their recommended shop for an estimate or for repairs. In the auto repair industry 
this is called steering. The insurance companies have contracts with certain shops to steer 
work to them. In return the shop agrees to do these repairs as cheap and as fast as possible. 
The result can lead to faulty or unsafe repairs and can diminish the value of your vehicle by 
using aftermarket parts.

All aftermarket (a/m) parts are made in China or Taiwan and should not be confused with 
factory OEM (original equipment manufactured) parts. These a/m parts do not have the same 
structural safety as factory parts. They have not been tested and have no crash rating. This is 
very important to the safety of you, your family and the people on the road around you.

Any car still under a factory warranty should only be repaired with factory/OEM parts. Failure 
to use factory/OEM parts may result in voiding your warranty and diminishing the value of
your vehicle. Reconditioned bumpers and wheels could be a safety issue and may not have 
the fit and finish you need to maintain your vehicle’s value.

LKQ stands for like, kind, and quality. What is really means is used factory parts. This is 
perfectly acceptable in some repairs, but not suspension or mechanical repairs. Don’t let 
insurance companies convince you otherwise.

Choose a shop that repairs your auto to factory specifications and offers warranties that cover 
all procedures and parts replaced or repaired. Only a repair shop can offer this type of warranty 
on your car.

When purchasing an insurance policy, make sure you understand what it covers on your auto 
as far as parts replacement. Ask for OEM parts coverage, some insurance companies do offer 
this type of policy.

Don’t be afraid of Big Insurance! Don’t let them tell you what to do! You pay their salaries, they
work for you. When they start paying your car note and your insurance premium, then they can 
tell you what to do.

A cheap, fast repair does not ensure safety and quality. Support your local, independent repair
facilities where these issues are given the importance they deserve.

Remember, driving an auto is a privilege! YOU PAY FOR IT!

Visit these websites for more information regarding these issues:

www.insurancedirtytricks.com
www.stopsteering.com
www.vehicleinfo.com

Click on show names for more information

Marine Corps League 1st Annual Car Show

Aug. 13, 2011
Berea, KY

Gateway Special Olympics 9th Annual Car Truck
Tractor and Motorcycle Show

Aug. 20, 2011
Mt Sterling, KY

Heritage Days Car & Truck Show

Sept. 4, 2011
Augusta, KY

Auto Zone 7th Annual Car Show

Sept. 11, 2011
Nicholasville, KY

Spoonbread Festival Car Show

Sept. 18, 2011
Berea, KY

We are a free and open
community, all are welcome.
Click here to Register